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Ayushman Bharat Scheme:

Ayushman Bharat Scheme:

  • Launched on September 2018
  • To achieve the vision of universal health coverage.
  • It includes two interrelated components: (a) Health and Wellness Centre (HWCs) (b) Pradhan Mantri Jan Arogya Yojana (PM-JAY)
  • HWCs are aimed at improving access to cheap and quality healthcare services at the primary level.
  • PM-JAY covers the financial protection for availing healthcare services at the secondary and tertiary levels.


  • world’s largest health insurance/ assurance scheme fully financed by the government.
  • provides cover of 5 lakhs per family per year, for secondary and tertiary care hospitalization across public and private empaneled hospitals in India.
  • Coverage: approx 50 Cr Citizens (Over 10.74 crore poor and vulnerable families)
  • no cap on family size and age under the scheme,
  • cashless treatment from any empanelled hospital (both Public and Private) anywhere in the country.